Mindy's Nacho Dip:

Ingredients:
1 bar of cream cheese
1 can of refried beans
1 jar of salsa
1 bag of shredded cheddar cheese
1 Bag of tortilla chips
Pie Plate

1. On the bottom of the pie plate spread the cream cheese
2. On top of that put the refried beans
3. On top of that the salsa and then cover with the cheddar cheese
4. Place in microwave for about 3-5 minutes or until cheese is nice and melted
5. Enjoy dippin'